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Manipulated ATMs remain one of the most common tricks used by fraudsters to steal money from unsuspecting passersby. The scam, known as skimming, involves criminals tampering with machines so that cash or card data is intercepted before reaching the rightful owner. The term comes from the English verb to skim, meaning “to scoop off,” which perfectly describes how attackers siphon off funds. Experts often classify skimming as a type of “man-in-the-middle” attack, since fraudsters position themselves between the bank and the customer withdrawing money.
4 Warning Signs of a Tampered ATM
- Loose or unusual card slot If the card reader feels wobbly, bulky, or looks different from what you’re used to, it may be a fake overlay designed to capture card data.
- Hidden cameras or strange attachments Tiny cameras are sometimes installed above the keypad to record PIN entries. Look out for unusual fixtures, extra panels, or dark plastic coverings.
- Blocked or altered cash dispenser Fraudsters may attach devices that trap cash inside the machine. Victims believe the ATM is malfunctioning, while criminals later retrieve the money.
- Keypad overlays A false keypad placed on top of the real one can record every PIN entered. If the buttons feel stiff, misaligned, or thicker than usual, stop the transaction immediately.
How to Protect Yourself
- Use ATMs located inside bank branches or well-lit, monitored areas.
- Cover the keypad with your hand when entering your PIN.
- Check for unusual attachments before inserting your card.
- Report suspicious machines to the bank or local authorities right away.
Fraudsters are constantly inventing new methods, which makes vigilance essential. By recognizing these warning signs, you can reduce the risk of falling victim to skimming and keep your money safe.
Would you like me to also draft a short checklist infographic-style summary that could be shared on social media to warn others?
- Hector Pascua/picture: pixabay.com
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